Efinancial

Responsive, a tad persistent

Agent answered all my beneficiary questions clearly and sent revised illustrations fast. Calls were frequent during underwriting, a bit much, but I got the help I needed.

Efficient path to coverage

Started with the online quote, then an agent walked me through term options and riders without pressure. Application took one call and e-sign. Underwriting adjusted my rate slightly after labs, which they explained clearly. Policy docs hit my inbox the same week. Smooth experience.

Aha moment on coverage

The agent compared riders side by side. My jaw unclenched. Decision made in five minutes.

Prompt and professional team

Agent responded quickly, explained terms precisely, and answered my follow-up email. My questions were fully resolved.

Friendly, no jargon guidance

They broke down policies so I finally understood what I was buying. Felt heard, not sold to. That matters a lot.

Clear comparisons, less stress

I felt reassured after seeing options with pros and cons listed. Ended the call confident I understood tradeoffs.

Helpful insurance shopping call

I filled the quote form, got a polite call, and they walked me through coverage in plain terms. No pressure, quick follow-up emails, and licensing info right there. The clarity stood out.

Felt informed and safe

Clear breakdowns of costs and coverage options. I left the call confident in my choice.

Agent clarified riders quickly

Short wait, professional tone, and a precise breakdown of what each rider covers. My question was fully answered.

Quote flow was painless

Few questions, clear consent language, and options matched my budget. The follow up call was polite and not pushy. Felt efficient from start to finish.

Lots of calls, clear info

The intake form was simple and the agent explained riders and exclusions plainly. I did get a few extra calls, but each was helpful. Pricing felt competitive for the coverage.

Mr. Ramirez is really knowledgable and

Mr. Ramirez is really knowledgable and always ready to help me with my decisions. He makes it so easy to talk to him. He is great at giving me trust in the company's future and my own. I feel positive about the decision I made.

My initial time buying life insurance

My initial time buying life insurance was made enjoyable by Benjamin De Los Monteros. I used to think it was hard, but he explained everything and recommended the right coverage for my family. Thanks a lot Benjamin for your help!

The company gave me some really helpful assistance

The company gave me some really helpful assistance throughout. They took their time to understand my needs and provide useful information. It was a good experience!

The quoted price was half of what other companies

The quoted price was half of what other companies offered. Jonathan was clear about what he could provide. When I asked to pay yearly via email feedback, he quickly addressed and fixed it. The whole process was simpler, easier, and far less stressful than I expected.

My expierience with eFinancial Life

My expierience with eFinancial Life Insurance was great. Valerie Myagawa was really helpful and informative. She didn't push me to decide quickly, which was nice. She explained different options and prices. Talking about life insurance can be hard, but Valerie made it easier. Thanks to her and eFinancial for helping me out.

Made me feel comfy right away.

Made me feel comfy right away. Explained stuff to me in an easy way that I could grasp. Got me a policy that suited me. I like that he took my life into account by aiding me with a cheap policy. Didn't feel like a sail. Felt like real help!!

Gr8 experience!

Gr8 experience! Felt lik it was made 4 my life n what I personally needd. Agent wasn't pushy n was v caring considerin I got life insurance cuz my husband had just passed.

Dealing with efinancial is hassle-free.

Dealing with efinancial is hassle-free. Their team knows their stuff and listens to your needs to provide top-notch service. I definitely suggest giving them a try.

Disappointing insurance provider.

Disappointing insurance provider. Despite overcoming a health setback, my application was rejected, even after offering comprehensive test results. It's disheartening when a company fails to recognize positive health outcomes. I'm compelled to share my frustrating experience online and with my social circle.

My experience with eFinancial

My experience with eFinancial was less than satisfactory. Following a simple online inquiry about life insurance, I found myself bombarded with incessant daily calls. Despite my firm decision to not engage with the company, the representative persisted inquiring about my choice and asserted false claims of having the best rates and top-notch customer service. Requests to be removed from their contact list were met with further insistence on knowing my chosen provider. This review aims to caution others about the pushy and intrusive approach of eFinancial.

I reached out to them with a very

I reached out to them with a very specific life insurance requirement. Despite clearly communicating my needs, the salesman recommended a policy I didn't want, emphasizing qualification over my preferences. It's disappointing when sales prioritize commissions over customer needs. This experience reinforces the mistrust people often have in sales practices. Improvement is essential.

I didn't receive a callback from

I didn't receive a callback from Adam, despite leaving multiple messages on his extension. It was frustrating initially. However, Adam eventually reached out, explaining a technical issue that caused the communication lapse. The problem got resolved, and I appreciate his efforts in resolving the matter promptly.

The whole experience was

The whole experience was absolutely amazing. They were a huge help, but I forgot the person's name in a flash. I blame it on the gabapentin I'm taking, makes me a bit forgetful sometimes. But hey, thanks a ton for sorting out that policy, getting me that quote, and making sure I got the approval. Much appreciated!

I had to change

I had to change my life insurance policy becaus my existing one was getting too expensive for me. Fortunately, Isabella saved the day! She expertly guided me through the process and found a much more affordable policy. Isabella was so friendly and professional; she definitely made the process simpler and more enjoyable. I'm so grateful for the help she provided - she's an invaluable asset to her company. Isabella is one-in-a-million and I can't thank her enough!

I had a fantastic experience

At eFinancial.com, I had a fantastic experience! They kept me informed and updated at every step of the application process. The representatives who got in touch with me were courteous and genuinely interested in my needs. Their follow-up was appropriate and provided valuable information. I'm grateful for their guidance and support throughout this journey. Thank you, eFinancial.com, for the exceptional service you provided!