SmartCredit.com

I noticed a charge from Smart Credit on my credit card. I called them right away for a refund, as I had never signed up for their services and didn’t know who they were. At first, I got a lot of confusion. They gave me a number to call for a refund that didn’t work. When I called again and mentioned recording the call to post online, suddenly the manager appeared and approved my refund. They had my info wrong, including the wrong email and address, and tried to convince me I must have forgotten signing up. I would never forget such a promise. Watch out for them; they seem to be scamming people to get subscribers, then trying to trick you into forgetting. Don’t let them take your money.

Smart Credit proves to be a valuable asset in several aspects. It empowers users with enhanced control over their overall credit status. I experienced positive outcomes, as it played a pivotal role in rectifying a detrimental entry in my credit history that was hindering my score. The user interface is user-friendly, providing comprehensive insights into the components influencing your credit score. I find myself favorably inclined towards Smart Credit and anticipate continued reliance on its services. Appreciations to Smart Credit for its contribution to my credit management.

Exercise caution when considering this credit restoration company. Initially, I sought a single credit report, only to be charged three times in the first three days, totaling nearly $60. Automatic monthly charges of $19.95 followed, and customer service initially offered no refund, providing dubious explanations. However, a subsequent interaction with a helpful manager resulted in a welcomed refund for the additional charges.

Unfortunately, there's an individual associated with them, @jamarkellyman, engaging in fraudulent activities. He charged me $2500 in May, promising credit repair by October and a refund. However, this never materialized. It's disconcerting that he uses the company's logo while directing customers to use Experian. The company should address this issue promptly as it tarnishes their reputation.

This company operates as a scam, refusing my repeated attempts to cancel my membership. Persistent notifications for unauthorized charges forced me to change cards, as they managed to siphon $60 from my account. The ordeal exposed their fraudulent practices, urging others to steer clear. Protect your finances and spare yourself the headaches—avoid this deceitful operation at all costs.

I experienced a decline of 21 points in my score while updating my agent on my progress. Despite discussing my right to cancel within the five-day policy, the agent offered minimal assistance. Instead of guiding me, I was instructed to cancel on my own. As my score approached 600, I expected more support in canceling my membership promptly, leaving me dissatisfied and seeking a refund.

Having the chance to acquire and analyze my 3 credit reports provided valuable insights into the ideal structure of my credit profile. Discovering the impermissibility of inaccuracies from the 3 Bureaus has been enlightening. The capability to track and enhance my scores serves as a practical indicator of my correct financial actions, evident in positive point increments.

Smart Credit is really helpful. It gives you control over your credit. For instance, it helped me fix my credit by removing a negative from my history, which affected my score. It's easy to use and provides lots of information about your credit score. I'm a fan and will keep using it. Thanks, Smart Credit.

I'm really happy with this company! The scoremaster tool helped me pay off cards just before they report, and my score jumped 14 points in under two weeks! I also appreciate having monitoring and identity theft coverage if anyone tries to mess with my credit again. I highly reccomend.

The app simplifies the process of challenging credit report discrepancies. While not every dispute yields results, I achieved two corrections, boosting my score by 50 points. The monthly cost may seem steep, yet for those keen on improving credit, it proves a worthwhile investment.

The website is effortlessly navigable, providing a seamless experience in managing credit information. It accurately updates credit details and reports, outshining numerous other apps I've tried. It stands as the most reliable option in my experience, ensuring my continued usage.

Canceled my membership, but the company failed to mention that logging back in would nullify the cancellation. Sneaky tactics with persistent emails urging re-entry. Moreover, they don't allow account deletion, leaving customers trapped. Disappointing and unscrupulous practices.

Certainly a breeze to navigate the platform, effortlessly updating credit information, credit history, and reports accurately. Among the numerous apps I've employed, this stands out as the most user-friendly. It's my preferred choice, and I intend to stick with it in the future.

Smartcredit has been great for monitoring my credit. Everything is manageable with just a click! I strongly suggest it to anyone; it's easy to use and quite cost-effective. Plus, the tips they offer have been really useful for boosting my credit score.

The app helps with challenging credit report errors. Not all disputes work out, but I managed 2 fixes that boosted my score by 50 points. The monthly cost is a bit steep for an app, yet it's worthwhile if you're serious about improving your credit.

As someone who rarely writes reviews, I decided to share that the app is simple to use and revealed some features that Credit Karma didn't offer. My score is above average, but I believe this app can aid in boosting it with its various extras.

So far, I've had a nice experience. The customer service people are very smart, kind and supportive. The service is just right for checking and fixing your credit. Understanding your scores before applying for a loan, gives you strength.

Save your money. This company is a complete disappointment. They vanish into thin air when you need them. Their customer service hotline might as well be nonexistent. Emails? Forget about getting a response.

This company is not good. You have to wait too long for updates, like 40 days, and they still charge you every month. My credit score went down by 100 points because of them. Don't use them!

The company consistently delivers accurate and timely services, proving highly useful, understanding, and, above all, helpful in my efforts to build and sustain a positive credit score.

I really like how they keep me informed about my credit every day. I want to tell all my friends and family about this credit option. Please keep me informed about any changes.

Workin wth SmartCredit has bn a blast! Commnictn's been simple, my credit score shot up by 59 pts, nd my student loan's now undr US gov't's review fr discharge. Thnks a ton!

Credit score goin up! App show all my credit stuff good and give tips, no email spam. Good company, easy to use.

Their service's accurate n' grand for checkin' my credit, keepin' it up-to-date, and also betterin' my credit.

Save your cash, folks. This company's a letdown. Can't reach 'em by phone, and forget about email replies.